The purpose of this Site is limited to providing general information on LMA products/ services and philosophy. LMA does not render or offer to render investment advice through this Site. Nothing on this Site constitutes or forms a part of any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities or other financial products. There is no implication that any information contained on this Site is accurate or that there has been no change in such information since the date first posted. Certain places on this Site may contain information/ materials created and published by institutions or organizations independent of us. We do not endorse, approve, certify, or control these information/ materials. In addition, we do not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness or correct sequencing of information in any material on our website. Use of such information is voluntary, and reliance on it should be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference in this Site to any specific commercial product, process, or service does not constitute or imply endorsement, recommendation, or favoring by us.

Please note LMA products and services are governed by the laws and regulations of the country of domicile. This website and the information provided on this website should not be construed as an advertisement, an offer to sell, or a solicitation of an offer to buy any securities or the LMA products mentioned in this website, nor shall any such securities be offered or sold, in any country in which to do so is contrary to that country's securities laws

LMA (to mean and include LMA and its officers, directors, employees, affiliates, group companies, subsidiaries, agents, representatives or subcontractors) does not, expressly or implied, warrant, guarantee or make any representations concerning the use, results of use or inability to use or contents of data/ information, in terms of update, accuracy, reliability, completeness, correctness, prevailing, functionality, performance, continuity, timeliness or otherwise, fitness for a particular purpose. Any information or data provided may contain inaccuracies and/or typographical errors. LMA does not warrant that the data will be free of any error or defect or that information provided will satisfy and fit for any intended purpose or requirement of the user. No recommendation is made in any manner to invest in stocks, securities, financial products, communities or any other asset. Use of the data/ information does not generate or warrant gain, profits, appreciation in value or any other purpose being achieved. Any information or data available is provided only on an "as is where is basis" and "with all fault and are on the best effort basis", without any responsibility or an obligation on the part of LMA to check or provide accurate and reliable information. The user assumes the entire risk with respect to the use, results of such use, in terms of update, accuracy, reliability, performance, completeness, comprehensiveness, correctness, functionality, performance and continuity, timeliness of the information, data or any content available to the user. The user waives his or her right to any claim based on the detrimental effects or results of any reliance placed by the user on any information or data made available by LMA.

LMA disclaims any and all liability, current or future, for any error made or omission committed with respect to the transmission of data, information or material available on its website.

The information or data accessed by any person from the LMA website shall not be used to create any product, databases, risk models, analytics, software, or in connection with the issuing, offering, sponsoring, managing or marketing of any securities, portfolios, financial products or other investment vehicles utilizing or based on, linked to, tracking or otherwise derived from the information/data without a valid license agreement from LMA. All the proprietary rights, statutory or otherwise contained in the information received by such person shall remain in exclusive property of LMA. Any reproduction, redistribution or transmission, for consideration or otherwise, of any such information contained in the LMA website is strictly prohibited and would constitute a breach of the laws of Singapore.

Use of this website shall be deemed acceptance of these terms and conditions and the user shall not be entitled to claim that he/she was not aware of the same.

The development of the LMA website with respect to the nature of the information or data available on the website, is a continuous and ongoing process. LMA disclaims any and all liability and/or responsibility for loss of any information or data, or any consequence, intended or unintended, due to the operation of the LMA website. LMA does not assume or purport to assume any responsibility or liability to the user for failure or inability of the user to access or use the website for any purpose. Published information or data available on the website may not be current or up to date for any purpose.

LMA website is not to be and should not be construed as purporting to offer any information or services to citizens of such jurisdictions whose laws conflict with, differ from, or provide higher requirements than those necessitated by the laws of Singapore.

LMA website may contain links to other websites operated by parties other than LMA. LMA is not responsible for the contents of or information offered by any linked website, any link contained in a linked website or any changes or updates to such websites. Inclusion of such a link on the website does not imply any degree of endorsement and/or approval by LMA, regarding the quality of information provided or the nature of content by such a linked website or any changes or updates to such websites.

The LMA products are not offered or aimed at residents in any country in which (a) the LMA products are not authorised or registered for distribution and where to do so is contrary to the relevant country's securities laws, (b) the dissemination of information on the LMA products via the Internet is forbidden, and/or is not authorised or qualified to make such offer or invitation.

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